Project report
Full project description, technical detail, market justification, cost of project and means of finance.
Service 03
Project reports, DPR and CMA data
A correct format is only the starting point. Proposals are usually challenged because the assumptions do not survive questioning. We prepare DPR, project reports and CMA data for businesses across Gujarat, built to hold up in the credit meeting.
Who this is for
You will recognise yourself here.
- Businesses applying for a term loan for new plant, machinery or building
- Units seeking working capital limits or an enhancement
- Promoters preparing a new project from scratch
- Companies whose previous proposal came back with queries
- Businesses that need projections for investors rather than lenders
What is included
The work itself
Scope is agreed in writing before we start, so there is never a question about what you are paying for.
Detailed project report (DPR)
The deeper version required for larger proposals, government schemes and term lending.
CMA data
Credit monitoring arrangement statements in the format your bank expects, with past and projected performance.
Financial projections
Profit and loss, balance sheet and cash flow projected across the loan tenure.
Ratio and DSCR working
Debt service coverage, current ratio and every other measure the credit officer will test.
Sensitivity analysis
What happens to serviceability if sales fall short or input costs rise.
How it runs
Five stages, start to finish
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01
Scope
Which facility, which bank, what they will ask for.
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02
Build
Cost of project, means of finance, and a projection model with visible assumptions.
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03
Stress
We argue against our own numbers before the bank does.
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04
Compile
Documents assembled in the format the lender expects.
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05
Support
We stay available through the query and clarification stage.
What you receive
Deliverables
Everything in writing, with assumptions and sources stated so you or your CA can check the working.
- Project report or DPR
- CMA data statements
- Projection model
- Assumption note for the lender
Straight answers
What people ask before starting
No, and be careful with anyone who says otherwise. Sanction depends on your financials, security, credit history and what the bank is willing to lend that month. What we control is that your case is complete, realistic and properly presented, which is where most proposals actually fail.
A project report describes and justifies the project. A DPR is the detailed version, usually required for larger or government-linked proposals. CMA data is a specific banking format showing past and projected financial performance, normally asked for with working capital limits.
Yes. A review is quicker and cheaper. We will tell you honestly whether the existing numbers will survive scrutiny or whether rebuilding is the better use of your money.
Often taken together
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Business strategy & growth planning
A written plan for where the business goes next: which markets, which products, which investments, and in what order.
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Is this the one you need?
Tell us the situation and we will say honestly whether this service fits, whether another one does, or whether you do not need us at all.